How to Check E Shram Card Money: A Complete Guide to Checking E Shram Card Benefits on Your Mobile
Introduction
E Shram Card is a significant initiative introduced by the Indian government to provide financial assistance and benefits to unorganized sector workers. If you’re wondering how to check the money associated with your E Shram Card, you’re in the right place. This step-by-step guide will help you understand the process of checking your E Shram Card balance right from your mobile phone. Let’s break down the entire process so you can easily access the benefits you’re entitled to.
What is the E Shram Card?
The E Shram Card is a government initiative aimed at supporting laborers and workers in the unorganized sector. It provides social security, insurance, and financial benefits under various government schemes. Workers across various sectors like construction, agriculture, and domestic work can register to receive these benefits.
Why is E Shram Card Important?
The E Shram Card serves multiple purposes, including tracking workers’ data, providing them with accident insurance, and ensuring they receive benefits under various government schemes. Millions of workers have already registered for this card to secure their future and get access to various financial aids.
Step-by-Step Guide to Check E Shram Card Money on Mobile
1. Ensure You Have an Active E Shram Card
Before checking the balance, make sure that your E Shram Card is active. If you have already registered for the card, you should have received a unique E Shram ID, which is essential for checking your benefits.
2. Gather Required Information
You will need some basic information handy before you can check your E Shram Card money. This includes:
- Your E Shram Card number or ID
- Your registered mobile number
- An internet connection on your mobile device
3. Check E Shram Card Balance via UMANG App
The UMANG app is a unified platform that allows Indian citizens to access various government services. To check your E Shram Card money, follow these steps:
- Step 1: Download the UMANG app from Google Play Store or Apple App Store.
- Step 2: Register on the app using your mobile number.
- Step 3: Search for the “E Shram” option in the app.
- Step 4: Enter your E Shram Card ID or number.
- Step 5: The app will display the balance and any recent transactions.
4. Checking E Shram Card Balance via PFMS Portal
The Public Financial Management System (PFMS) portal is another way to check the status of E Shram Card payments.
- Step 1: Open the PFMS portal (https://pfms.nic.in) on your mobile browser.
- Step 2: Select the “Know Your Payment Status” option.
- Step 3: Enter your bank account details that are linked with your E Shram Card.
- Step 4: Click on the “Submit” button, and your payment details will be shown.
5. Check E Shram Card Balance via SMS
In some cases, you may receive an SMS alert from the government once your E Shram Card payment has been credited to your account. If you have registered your mobile number with the E Shram system, keep an eye on any SMS notifications that might confirm payment.
6. Check E Shram Card Payment Status via the Official Website
You can also visit the official E Shram website to check your balance. Follow these steps:
- Step 1: Go to the official E Shram portal (https://eshram.gov.in).
- Step 2: Log in using your registered mobile number and OTP.
- Step 3: Navigate to the “Payment Status” section.
- Step 4: Enter your E Shram Card ID to view your current balance.
7. Contact Your Bank to Confirm Credit
In addition to the online methods, you can directly contact your bank or check your bank account through net banking or mobile banking apps to see if the E Shram Card payment has been credited.
8. Use Aadhaar-Based Services
In some cases, E Shram Card beneficiaries receive money directly linked to their Aadhaar numbers. You can check your balance by using Aadhaar-based services such as:
- Aadhaar-enabled Payment System (AePS) at a nearby micro ATM or banking correspondent.
- Step 1: Visit a nearby AePS machine.
- Step 2: Enter your Aadhaar number and biometric details.
- Step 3: Select “Balance Inquiry” to see if your payment has been credited.
9. Call the Helpline for Assistance
If you’re facing issues with checking your balance online, you can call the E Shram Card helpline for support. The helpline can guide you through the process and answer any specific questions you may have.
Benefits of E Shram Card Payments
1. Financial Assistance
E Shram Card holders receive periodic financial aid directly into their bank accounts, which can be vital for their day-to-day living, especially during tough times.
2. Insurance Coverage
One of the primary benefits of having an E Shram Card is that it provides workers with insurance coverage under the Pradhan Mantri Suraksha Bima Yojana (PMSBY), ensuring support in case of accidents.
3. Government Scheme Enrollment
E Shram Cardholders are also automatically enrolled in various government welfare schemes, providing them with additional financial and social security benefits.
Common Issues When Checking E Shram Card Money and How to Resolve Them
1. Invalid E Shram Card ID
If your E Shram Card ID is not recognized, ensure you entered the correct details. If the issue persists, contact the helpline or visit a nearby E Shram center.
2. Payment Not Credited
If you are eligible for benefits but haven’t received the payment, there might be a delay in the disbursement process. You can check with your bank or use the UMANG app to track your payment status.
3. Forgotten Login Credentials
If you cannot log in to the E Shram portal, you can reset your login credentials by clicking the “Forgot Password” option and following the steps provided.
How to Stay Updated on E Shram Card Payments
It’s important to stay updated on the latest announcements related to the E Shram scheme. Subscribe to government notifications or check the official website regularly to know when new payments are released.
At The Last
The E Shram Card is a powerful tool for workers in the unorganized sector, offering them much-needed financial support and social security. With multiple ways to check your E Shram Card balance, it has become easier than ever to access your benefits from your mobile phone. Whether you prefer the UMANG app, the PFMS portal, or SMS alerts, you can stay informed and make the most of this government initiative.
FAQs
1. Can I check my E Shram Card balance without the internet?
Yes, you can receive SMS alerts or use the Aadhaar-enabled payment system to check your balance.
2. How long does it take to receive payments after applying for the E Shram Card?
It typically takes a few weeks, depending on the processing time and the release of funds by the government.
3. What should I do if I haven’t received my E Shram Card benefits?
You can check the status on the official website, UMANG app, or contact the helpline for further assistance.
4. Is there any fee for checking my E Shram Card balance?
No, checking your E Shram Card balance through the official channels is free of charge.
5. Can I use my E Shram Card for other government schemes?
Yes, the E Shram Card automatically enrolls you in several government schemes, providing you with additional benefits.